Is this for real? You are aware that you will get your 12 months collection as soon as the system starts. Where is the rip-off?
Think of it as a bonus that you are getting a few months extra free. I think there are more important things happening right now than setting up a refund for a couple of months only for you to repay the refund a few months later.
Seriously, the country is in a bad state right now and hundreds, possibly thousands of people will sadly lose their lives. I am sure there are much more important issues that we could be debating.